Bank Application Forms

Bank Charters

Anyone who wishes to establish a commercial bank in North Carolina must first obtain a charter, either from the Commissioner of Banks, for a State Charter, or from the Office of the Comptroller of the Currency, for a National Charter. To obtain a State Charter, application must be made to the Commissioner of Banks and either the Federal Deposit Insurance Corporation in the case of a proposed State Non-Member Bank, or the Federal Reserve Bank in the case of a proposed State Member Bank. All State Banks are required to have their deposits insured by the Federal Deposit Insurance Corporation. National Charters for North Carolina require that application be made to the Office of the Comptroller of the Currency’s Southern District, Dallas, Texas. Please see the manual below for guidance.

Chartering a Bank in North Carolina (manual)

Branch Applications

Three types of branch applications are processed by this agency: the application to establish a branch, application to relocate a branch, and application to close or consolidate a branch. Branches may be intrastate or interstate, as governed by G.S. § 53C-6-15, § 53C-6-17, § 53C-6-18 and Article 17B of the General Statutes. Under these provisions, a State bank must obtain prior approval of the Commissioner of Banks to establish a branch or limited service facility. Please see the manual below for guidance.

Bank Branch Applications (manual)

Forms

NOTE: The downloadable forms listed below are in Adobe Acrobat "PDF" format unless otherwise indicated. You may "fill in fields and save your data" in the following electronic forms using Adobe Reader 7 or higher.

Banks

• Qualifications of Bank Directors - Form 70 (MS Word Format)
• Interagency Charter and Federal Deposit Insurance Application
• Interagency Biographical and Financial Report
• Background Records Check Form