Mortgage

The North Carolina Office of the Commissioner of Banks (NCCOB) regulates Mortgage Loan Originators, Mortgage Lenders and Brokers, Mortgage Servicers, Reverse Mortgages, and Mortgage Originator Support Registration.

Certain entities such as banks and credit unions that are regulated by other agencies under different laws, my not require licensure and can file a  claim of exemption from the NCCOB.