The North Carolina Office of the Commissioner of Banks (NCCOB) regulates Mortgage Loan Originators, Mortgage Lenders and Brokers, Mortgage Servicers, Reverse Mortgages Lenders and Servicers, and Mortgage Originator Support Registration.
Certain persons and individuals engaged in the mortgage business, described in G.S. 53-244.040(d), may be exempt from North Carolina licensure and can file a claim of exemption from the NCCOB.