Mortgage Security Breaches

Title 4, Chapter 3M, Section .0402 of the North Carolina Administrative Code, requires companies licensed under the North Carolina Secure and Fair Enforcement Mortgage Licensing Act to provide to the Commissioner, within one business day, a copy of any notification required by North Carolina General Statutes § N.C.G.S. 75-65. 

“Any notification” includes a complete copy of the notice filed with the Consumer Protection Division of the Attorney General's Office, and a sample copy of the notice provided to consumers. Notification to our office must be submitted through the Nationwide Multistate Licensing System & Registry (NMLS) using document upload type "Business Continuity Operational Status Report". Consumer personal identifying information should not be submitted to NMLS. 

See N.C.G.S. § 75-61(14) to determine if an incident is a “security breach” and N.C.G.S. § 75-65 for specific security breach notification requirements.