Consumer Finance Legal & Compliance Reference

Below are links to helpful references:

• NC Administrative Code, Title 4, Chapter 3, Subchapter 3E
• NC Consumer Finance Act (NCGS Chapter 53, Article 15)
• Consumer Finance Administrative Interpretations
• Consumer Finance Assessment Calculator

Recent Memos

• Clarification of the Scope of the Consumer Finance Act, Article 15
• Consumer Finance Late Fee Rule - 04 NCAC 03E.1601(8)
• Court Costs in Voluntary Dismissals under the Consumer Finance Act
• Revised Administrative Interpretation No. 5
• Deferral Charges under the Consumer Finance Act
• Collection of Origination Fees Associated with VSI or CPP Insurance Policies